Pacific Equity & Loan’s hard money lender service areas include Washington, Texas, Georgia, and Colorado, serving real estate investors with asset-based financing for fix-and-flip, construction, and ADU projects.
We work exclusively with non-owner-occupied investment properties, offering localized expertise and tailored loan structures based on each market.
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Hard Money Lender Service Areas
Washington State
Washington is our home market and primary focus. We provide hard money loans throughout the state for real estate investors, including:
Fix & flip financing
Ground-up construction
ADU development and conversions
Our deep familiarity with Washington zoning, construction costs, and investor demand allows us to structure competitive and realistic loan terms.
Texas
We provide hard money loans in select Texas markets for experienced real estate investors, including financing for:
Fix & flip projects
New construction
Short-term bridge loans
Texas loans are evaluated on a market-by-market basis to ensure deals pencil based on local conditions.
Georgia
Pacific Equity & Loan offers investor-focused hard money financing in Georgia for residential investment properties. We fund projects such as:
Rehab and flip opportunities
Ground-up construction
Bridge loans for acquisitions
Colorado
We lend in select Colorado markets, providing asset-based financing for real estate investors pursuing:
Fix & flip projects
New construction
Value-add investment properties
Each Colorado deal is reviewed carefully to account for market dynamics and risk profile.
Type of Projects We Fund
Across all service areas, we finance:
🏚️ Fix & Flip Properties
🏗️ Ground-Up Construction
🏘️ Accessory Dwelling Units (ADUs) *WA Only
🌉 Bridge Loans for Investors
📈 Repeat & Portfolio Investor Projects
Why Investors Choose Pacific Equity & Loan
1
Washington-based lender with multi-state lending experience
2
Fast closings and streamlined underwriting
3
Asset-based, investor-only lending
4
Construction and ADU-friendly loan structures
5
Local market analysis for every deal
Not Sure If Your Area Qualifies?
If your investment property is located in Washington, Texas, Georgia, or Colorado, we can review your deal and confirm eligibility.
Submit your project for a quick review and our team will evaluate zoning, feasibility, and funding options.
FAQ
Do you lend outside of Washington State?
Yes. In addition to Washington, Pacific Equity & Loan lends in select markets across Texas, Georgia, and Colorado.
Where is Pacific Equity & Loan headquartered?
We are headquartered in Lakewood, Washington and lend in multiple states.
What types of properties do you fund?
We fund non-owner-occupied residential investment properties, including fix & flips, new construction, and ADUs.
Do you offer hard money loans in Tacoma?
Yes. Tacoma and Pierce County are core markets for our lending team.