Pacific Equity & Loan’s hard money lender service areas include Washington, Texas, Colorado, Georgia, Kentucky, Wisconsin, Virginia, Oklahoma, Arkansas, Connecticut, Iowa, and Missouri, serving real estate investors with asset-based financing for fix-and-flip, construction, and ADU projects.
We work exclusively with non-owner-occupied investment properties, offering localized expertise and tailored loan structures based on each market.
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Hard Money Lender Service Areas
Type of Projects We Fund
Across all service areas, we finance:
🏚️ Fix & Flip Properties
🏗️ Ground-Up Construction
🏘️ Accessory Dwelling Units (ADUs) *WA Only
🌉 Bridge Loans for Investors
📈 Repeat & Portfolio Investor Projects
Why Investors Choose Pacific Equity & Loan
1
Washington-based lender with multi-state lending experience
2
Fast closings and streamlined underwriting
3
Asset-based, investor-only lending
4
Construction and ADU-friendly loan structures
5
Local market analysis for every deal
Not Sure If Your Area Qualifies?
If your investment property is located in Washington, Texas, Colorado, Georgia, Kentucky, Wisconsin, Virginia, Oklahoma, Arkansas, Connecticut, Iowa, and Missouri, we can review your deal and confirm eligibility.
Submit your project for a quick review and our team will evaluate zoning, feasibility, and funding options.
FAQ
Do you lend outside of Washington State?
Yes. In addition to Washington, Pacific Equity & Loan lends in select markets across Texas, Georgia, and Colorado.
Where is Pacific Equity & Loan headquartered?
We are headquartered in Lakewood, Washington and lend in multiple states.
What types of properties do you fund?
We fund non-owner-occupied residential investment properties, including fix & flips, new construction, and ADUs.
Do you offer hard money loans in Tacoma?
Yes. Tacoma and Pierce County are core markets for our lending team.
