Washington State Based Hard Money Lending

If you want to finance a real estate investment property, then Pacific Equity & Loan can definitely help you. Our hard money real estate investment loans for Fix & Flip, New Construction, and Rental Properties come with flexible terms and low interest rates

Working with Pacific Equity & Loan is as easy as 1, 2 3.

Explore Our Offers

We have a range of hard money products to suit every type of residential real estate investor.

Start Loan

Want to get started right away, go ahead and start your loan application.

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Get money quick so you can get back to working on your property.

About Us

Here to help you succeed

Pacific Equity and Loan focuses on empowering clients through offering flexible terms, fees, and competitive rates to creatively structure loans to fit clients’ needs. Dedicated to creating a fast process for all clients and with low origination costs, Pacific Equity and Loan is the optimal lender for your next real estate investment.


Years of Experience


Team Members

Remodeled older style home exterior
Fix & Flip
as low as
6.0% For 6 – 24 Month Plans
  • Non-owner Occupied Only
  • Purchase, Refinance, Cash Out, Rehab
  • 75% LTARV, 85% LTC
  • $75K-$3 Million
  • Interest Only Payments
  • Min. FICO: 600
New Construction
as low as
6.5% For 6 - 24 Month Plans
  • Non-owner Occupied Only, SFR
  • Purchase, Refinance
  • 75% LTARV, 85% LTC
  • $75K-$3 Million
  • Interest Only Payments
  • Min. FICO: 600
5% down
Fix & Flip Properties Only
  • Terms: 6-24 months
  • Interest Accrual Method: Dutch
  • $75k min. loan amount (purchase + repairs), max. loan amount $600K
  • Up to 95% LTC and 70% LTARV
  • No min. FICO - Based off of track record/ experience


Explore What We Offer

Hard Money Loans: Fix & Flip, New Construction, Rental

Quick Closings 2-7 days

Min. Credit Score 600

Rates Starting at 4.25%

Origination Fee as low as 2 pts


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