Not Your Typical Lender...

We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs. Want to see what we can do for you? 


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About Us

Here to help you succeed

Pacific Equity and Loan focuses on empowering clients through offering flexible terms, fees, and competitive rates to creatively structure loans to fit clients’ needs. Dedicated to creating a fast process for all clients and with low origination costs, Pacific Equity and Loan is the optimal lender for your next real estate investment. Now lending in Georgia, Texas, Colorado, and Washington State.

Remodeled older style home exterior

Our Process

Get Funded in 5 Easy Steps

10% Down on Fix & Flip
as low as
11% For 6 Month Plans
  • Non-owner Occupied Only
  • Purchase, Refinance, Cash Out, Rehab
  • 75% LTARV, 90% LTC
  • $75K-$3 Million
  • Interest Only Payments
  • Min. FICO: 600
5% down
Fix & Flip Properties Only
  • Term: 6 months
  • Interest Accrual Method: Dutch
  • $75k min. loan amount (purchase + repairs), max. loan amount $600K
  • Up to 95% LTC and 70% LTARV
  • Min. FICO: 600
  • Must have completed at least 3 projects previously with PEAL


Explore What We Offer

Hard Money Loans on Fix & Flips

Quick Closings 5-12 days

Min. Credit Score 600

Rates Starting at 11%

Origination Fee as low as 2.5 pts


See What Our Borrowers Have to Say About PEAL


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