Fix & Flip Financing

As Low As

9.5%

Offer Ends 9/30/20. See Details Below*

New Construction Financing

As Low As

8.5%

Offer Ends 9/30/20. See Details Below*

Real Estate Investor Plans

As Low As

5.99%

Offer Ends 9/30/20. See Details Below*

Fix & Flip Financing

As Low As

9.5%

Offer Ends 7/31/20. See Details Below*

New Construction Financing

As Low As

8.5%

Offer Ends 7/31/20. See Details Below*

Real Estate Investor Plans

As Low As

5.99%

Offer Ends 7/31/20. See Details Below*

Our Competitive Rates

Fix and Flip

As Low As

9.5%

For 12 – 36 Month Plans

*Restrictions & Fees Apply, Contact Us For More Details

General Guidelines

  • Non-owner Occupied Only
  • Purchase, Refinance, Cash Out, Rehab
  • 75-85% LTV
  • $100K-$5 Million
  • Interest Only Payments
  • No Minimum FICO Requirements

New Construction

As Low As

8.5%

For 12 Month Plans

*Restrictions & Fees Apply, Contact Us For More Details

General Guidelines

  • 12-Month Term, plus up to two (2) 6-month extensions
  • Non-owner Occupied Only, PUD Single Family Residences
  • New Construction up to 100% Total Budget
  • 65% if pre-sold: 80% Construction Reserve
  • $200K-$1 Million
  • Interest Only Payments
  • No Minimum FICO Requirements

Rental Property

As Low As

5.99%

For 30 Year Rental Investor Plans

*Restrictions & Fees Apply, Contact Us For More Details

General Guidelines

  • Portfolio or Single Asset loans
  • 30 year loans, fixed
  • Interest only for fixed period
  • Min. FICO: 600
  • Max LTV: 75%-85% (Purchase, R & T, Cash-Out)
  • Property Types: SFR, 2-4 units, Condos, PUD’s, Townhomes
  • Loans to individuals or entities
  • Non-owner occupied only
  • Stabilized rental properties (leased or soon-to-be leased)
  • Bank statements only / no personal income verification
  • No DTI requirements for borrower
  • Non-Recourse available
  • Minimal DSCR requirements

Your 3-Step Process

Z

1. Get Pre-Qualified

2. Find A Property

3. Close and Get Funded

Frequently Asked Questions

What if I need a loan extension?

We have experienced investors on staff who know the process first-hand. Our loans are automatically built out for a minimum of 12-months. At the end of the initial loan phase, if you still need an extension we can extend the loan for 3-month increments at the cost of 1 point.

What if I want to live in the subject property I financed?

We do not offer owner-occupied loans.  Those are considered conventional loans that you would typically get from a commercial bank.  Our loans are for real estate investors.

How do I request construction draws?

For all construction draw requests please contact our Compliance Team.  The draw process can be a quick as 1-3 business days from request to access to funds.

Do you require a down payment?

There are special circumstances in which we do not require a down-payment.  Our loans are based on the experience of the investor and the equity and value of the property.

Do you require a credit check?

Typical of hard money lending we can lend solely on the specifics of the subject property if it matches certain criteria.  However, to get the best rate possible (as low as 7.5%) a credit check and some down payment is needed.  It’s really a matter of saving money you can talk to one of our real estate experts to find out more about your goals.

Do you offer referral bonuses?

Yes, we offer referral bonuses of up to 1 point.  Our minimum loan amount is $100,000, so at the minimum, your bonus would be up to $1,000 and grow after based on the loan amount.  Last thing to note, we only award bonuses to brokers.

What are your loan rates?

We strive to provide our customers with the best rates around. Our current rates are found on our website’s home page.

Connect With Us

Lakewood, WA

3620 100th St SW
Lakewood, WA 98499

Federal Way, WA

33801 1st Way South
Suite 251
Federal Way, Wa 98003

Hours & Contact

Monday - Friday 8:00 AM - 4:00 PM

Call Us: (253) 223-5991
Email: [email protected]