Pacific Equity & Loan

Hard Money,
Made Easy.

Welcome to Pacific Equity & Loan, your reliable hard money lending partner. We specialize in funding fix and flips and new construction in Washington, Texas, Colorado, and Georgia. Our fast, easy, and secure financing make us a premier lending option for real estate investors.

Ask us about our new *Premier Program*

Our new Premier Program offers rates as low as 10% with 0.75% origination fee for fix-and-flips and new construction projects. Schedule a call with us now to learn more and get started!

Who We Are

We Provide The Easiest Solutions To Your Hard Money Needs

Headquartered in Lakewood, WA, Pacific Equity & Loan fills the gaps where conventional banks cannot through providing a better, faster, and cheaper loan process. Our team believes in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the borrower is always put first.

Now lending in Texas, Colorado, Georgia, and Washington State. 

Why Choose Us

Same Day Draws

Never have to worry about not getting your funds on time. At Pacific Equity & Loan, we offer same day draw approvals

Quick Closings

Close in as few as 5-12 business days to compete with cash buyers

Exceptional Service

We are there for you every step of the process and have staff available to answer your inquiries within 12 hours

High Leverage

No need to worry about a significant down payment. We offer 85% - 95% LTC

We Fund Wholesale Deals

We can cover up to 100% of the assignment fee for your next wholesale deal

What We Do

Fix and Flip Loans Tailored To Your Needs

At Pacific Equity & Loan, we know that every project is different. That’s why we offer fix & flip and new construction loans that are tailored to your specific situation, so there’s no need to stress about getting approved for a loan that doesn’t work for you.

Whether you’re a first-time investor or a seasoned pro, we have the resources to ensure you get the best deal on the market.

Our Borrowers Trust Us

Spencer Gray

Refine Online

“I have worked with Pacific Equity and Loan and have done several investment loans through them and they are super easy to work with, and have always funded my deals on time, if not early! I work with Rob, and he is always available when I get ahold of him, and super helpful. Highly recommend working with these guys, they’re loan process is seamless.”

Saul n Jodi Negrete


“5* all around. Excellent Customer Service!!!! We never had to wait for any information. They provided everything they said they would; even before their promised time line. We will definitely be using them again.”

Ernesto Chazari

Eye Property Investments

“Best hard money lenders I have connected with. Have worked with them since my first project and love there service.”

ready to reach Your Investment goals?

Let's Get There, Together.