Not Your Typical Lender...
We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs. Want to see what we can do for you?
About Us
Here to help you succeed
Pacific Equity and Loan focuses on empowering clients through offering flexible terms, fees, and competitive rates to creatively structure loans to fit clients’ needs. Dedicated to creating a fast process for all clients and with low origination costs, Pacific Equity and Loan is the optimal lender for your next real estate investment. Now lending in Texas, Colorado, and Washington State.
Fix & Flip
as low as-
Non-owner Occupied Only
-
Purchase, Refinance, Cash Out, Rehab
-
75% LTARV, 85% LTC
-
$75K-$3 Million
-
Interest Only Payments
-
Min. FICO: 600
5% down
for-
Terms: 6-24 months
-
Interest Accrual Method: Dutch
-
$75k min. loan amount (purchase + repairs), max. loan amount $600K
-
Up to 95% LTC and 70% LTARV
-
No min. FICO - Based off of track record/ experience
New Construction
as low as-
Non-owner Occupied Only, SFR
-
Purchase, Refinance
-
75% LTARV, 85% LTC
-
$75K-$3 Million
-
Interest Only Payments
-
Min. FICO: 600
Quick Closings 5-12 days
Min. Credit Score 600
Rates Starting at 7.99%
Origination Fee as low as 2 pts
Blog
Take a Break and Read All About It
What Are The Benefits of Pre-Qualification?
The process of preparing to buy a house is both exhilarating and nerve-wracking. We understand how easy it is to become overwhelmed with all of
What You Need to Know About Multifamily Investing
For some who can’t handle the volatility of other investing strategies, real estate can be a viable option. It’s also a better investment for those
Home Appraisals and How It Affects A Hard Money Loan
If you need money urgently and for a short period of time, a hard money loan can be a good option. When buying a property
