Washington State Based Hard Money Lending
If you want to finance a real estate investment property, then Pacific Equity & Loan can definitely help you. Our hard money real estate investment loans for Fix & Flip, New Construction, and Rental Properties come with flexible terms and low interest rates
Working with Pacific Equity & Loan is as easy as 1, 2 3.
Explore Our Offers
We have a range of hard money products to suit every type of residential real estate investor.
Start Loan
Want to get started right away, go ahead and start your loan application.
Request Draw
Get money quick so you can get back to working on your property.
About Us
Here to help you succeed
Pacific Equity and Loan focuses on empowering clients through offering flexible terms, fees, and competitive rates to creatively structure loans to fit clients’ needs. Dedicated to creating a fast process for all clients and with low origination costs, Pacific Equity and Loan is the optimal lender for your next real estate investment.
18
Years of Experience
22
Team Members
Fix & Flip
as low as-
Non-owner Occupied Only
-
Purchase, Refinance, Cash Out, Rehab
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75% LTARV, 85% LTC
-
$75K-$3 Million
-
Interest Only Payments
-
Min. FICO: 600
New Construction
as low as-
Non-owner Occupied Only, SFR
-
Purchase, Refinance
-
75% LTARV, 85% LTC
-
$75K-$3 Million
-
Interest Only Payments
-
Min. FICO: 600
5% down
for-
Terms: 6-24 months
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Interest Accrual Method: Dutch
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$75k min. loan amount (purchase + repairs), max. loan amount $600K
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Up to 95% LTC and 70% LTARV
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No min. FICO - Based off of track record/ experience
Quick Closings 2-7 days
Min. Credit Score 600
Rates Starting at 4.25%
Origination Fee as low as 2 pts
Blog
Take a Break and Read All About It
Hard Money Loan Origination Process
When it comes to hard money, the loan origination process can sometimes feel overbearing and complicated, but it doesn’t have to be. At Pacific Equity
How To Put Together a Scope of Work
What is a Scope of Work? The scope of work for a real estate investment project is one of the most important parts of an
Glossary of Hard Money Lending Terms – Pacific Equity & Loan
Introduction Anyone new to the hard money industry may find themselves feeling lost in a sea of hard money terms they have never heard of
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