Not Your Typical Lender...

We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs. Want to see what we can do for you? 

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About Us

Here to help you succeed

Pacific Equity and Loan focuses on empowering clients through offering flexible terms, fees, and competitive rates to creatively structure loans to fit clients’ needs. Dedicated to creating a fast process for all clients and with low origination costs, Pacific Equity and Loan is the optimal lender for your next real estate investment.

Remodeled older style home exterior
Fix & Flip
as low as
6.5% For 6 – 24 Month Plans
  • Non-owner Occupied Only
  • Purchase, Refinance, Cash Out, Rehab
  • 75% LTARV, 85% LTC
  • $75K-$3 Million
  • Interest Only Payments
  • Min. FICO: 600
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New Construction
as low as
7% For 6 - 24 Month Plans
  • Non-owner Occupied Only, SFR
  • Purchase, Refinance
  • 75% LTARV, 85% LTC
  • $75K-$3 Million
  • Interest Only Payments
  • Min. FICO: 600
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5% down
for
Fix & Flip Properties Only
  • Terms: 6-24 months
  • Interest Accrual Method: Dutch
  • $75k min. loan amount (purchase + repairs), max. loan amount $600K
  • Up to 95% LTC and 70% LTARV
  • No min. FICO - Based off of track record/ experience
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Services

Explore What We Offer

Hard Money Loans: Fix & Flip, New Construction, Rental

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Quick Closings 5-12 days

Min. Credit Score 600

Rates Starting at 6.5%

Origination Fee as low as 2 pts

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