Real Estate Investment Loans

Financing for Your Next Fix & Flip or New Build.

Explore financing for your investment project. Tell us what you’re working on, and we’ll help you find the right loan program.

Apply for Financing Book a Call

NEW PROGRAM

Up to 100% Financing

For qualifying institutional fix-and-flip borrowers. Maximum leverage: 75% of ARV.

View Requirements

Find the Right Financing for Your Project

Fix & Flip

Short-term financing for residential investment properties, with options for your renovation project.

Learn More

New Construction

Explore financing for your ground-up residential construction project.

Learn More

Detached backyard accessory dwelling unit

ADU Financing

Explore financing for your accessory dwelling unit project.

Learn More

SERVICE AREAS

Where We Lend

Explore financing for your next investment property in the states highlighted on the map.

Discuss My Project View Loan Programs

View all lending states

Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Missouri, Montana, Nebraska, New Hampshire, Ohio, Oklahoma, Pennsylvania, Rhode Island, Texas, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Free Tools for Your Next Investment Project

Plan your renovation, review your numbers, and prepare for your next flip.

Scope of Work Template

Organize your rehab tasks and budget in one easy-to-use template.

Get Free Template

Loan Profitability Calculator

Review your project’s numbers before committing to your next deal.

Get Free Calculator

Sell Faster. Sell for More.

Learn practical steps to prepare your property for sale and attract buyers.

View Free Guide

Beginner’s Guide to Flipping

Learn the fundamentals of planning and completing your first flip.

Access Free Course

Why Choose PEAL

Same-Day Draw Approvals

Keep your renovation moving with same-day draw approvals for eligible requests.

Quick Closings

Closing options in as few as 5–12 business days for qualifying, complete loan files.

Responsive Support

Get guidance from our team throughout your loan, with responses to inquiries within 12 hours.

High-Leverage Options

Explore programs designed to reduce your upfront cash requirement, based on your project and experience.

Wholesale Deal Financing

Buying a wholesale deal? Ask about assignment fee coverage and financing options for your purchase.

Have a project in mind?

Tell us about your deal and explore your financing options.

Get Prequalified

Borrower Experiences

Testimonials

Don't just take it from us! Check out real experiences with investors who have worked with PEAL.

Jesse Sheldon

Few options around that have low downpayment options for investors. keeps your cash working for you in other ways. Virtual draw and inspection process worked well. I'll use them again!

Michelle McConnell

Very nice people & easy to work with - Great for quick short term financing for GCs. Virtual draws make the process very efficient. Will work with them again for sure!

Jorge Gonzalez

Tan really went the extra mile to close my deal in only 10 days I have used this lender for my last 5 flips and planning on doing business with them

Melissa Morales

Amazing lender! Closed right on time and had excellent communication. So excited to continue working with Pacific Equity and Loan for my next residential fix and flip purchases.

Laughter Ajibade

Speed is the game. Pacific Equity & Loan is the name. It was great to work with Mark and the team. They processed the loan and funded quickly. Top tier. Looking forward to working with this team again on my next deal.

AAS remodeling

Great experience from start to finish. The service was excellent, the process was simple and fast, and it truly felt like they were working for me. Aki and Jenneth are the best Highly recommended!

Read All Reviews on Google ↗ Discuss My Project →

Financing for Your Next Fix & Flip or New Build.

Up to 100% Financing