Fix & Flip Loans For Every Situation
Pacific Equity & Loan provides fast and reliable fix and flip loans for 15% Down, 10% Down, or 5% Down. These loans cover both the purchase and rehab of non-owner occupied investment properties.
Why Choose Us
Quick Closings
Close in as few as 5-12 business days to compete with cash buyers.
High Leverage
No need to worry about a significant down payment. We offer 85% - 95% LTC.
Exceptional Service
We are here for you every step of the process and have staff available to answer your inquiries within 12 hours.
Same Day Draws
Never have to worry about not getting your funds on time. At Pacific Equity & Loan, we offer same day draw approvals.
Fix & Flip Programs
15% Down
*2 track records in the last 24 months preferred- Term: 6-10 Months
- Interest Accrual Method: I/O or Dutch
- Min. Loan Amount: $75K (purchase + repairs)
- Max. Loan Amount: $1.2MM
- Up to 85% LTC and
70% LTARV - Interest rate as low as 11%
- Origination fee as low as 2%
- Min. FICO: 680
10% Down
*Must have 3 completed projects in the last 24 months- Term: 6-10 Months
- Interest Accrual Method: I/O or Dutch
- Min. Loan Amount: $75K (purchase + repairs)
- Max. Loan Amount: $1.2MM
- Up to 95% LTC and 70% LTARV
- Interest rate as low as 12%
- Origination fee as low as 3%
- Min. FICO: 600
5% Down
*Must have 3 completed projects in the last 24 months- Term: 6-10 Months
- Interest Accrual Method: I/O or Dutch
- Min. Loan Amount: $75K (purchase + repairs)
- Max. Loan Amount: $1.2MM
- Up to 95% LTC and 70% LTARV
- Interest rate as low as 12%
- Origination fee as low as 3%
- Min. FICO: 600
Your Long-Term Success Is Our Top Priority
We work with both first-time investors and seasoned investors alike. Though no matter your situation, we’ll work together to support your investment goals.
As your fix and flip business grows with the support of Pacific Equity & Loan, your rates and benefits will improve as well. Experienced investors showing lots of projects on a track record are given a number of benefits including lower rates, customized points, and even quicker closings.
Pacific Equity & Loan is dedicated to the success of our borrowers and we are here to help you achieve your long-term real estate investing goals.
Blog
Get empowered with industry insights, how-to’s, investor tips and more.
