$0 Down

If you value putting down less money up front when closing a loan, then Pacific Equity & Loan’s $0 Down program is perfect for you. We pride ourselves in being one of very few lenders in the nation to offer such a program to our borrowers. It is our understanding that every borrower’s situation is different and we work hard to structure our loans to fit their needs. This is because our team genuinely believes in the potential of our borrowers to make successful investments.

$0 Down

Product highlights

BASIC INFORMATION ON OUR $0 DOWN PROGRAM

Quick and Easy

CREDIT APPROVAL REQUIREMENTS

2-3 DAY TURNAROUND TYPICALLY FOR CREDIT AND PROPERTY APPROVAL

620 Credit
Minimum
Credit Score
Bank Statements
Bank Statements

Must have 3 mo. interest payments

2+
HUDs in Experience
Drivers License
Driver’s
License
Loan Application
Loan
Application
W-2s
Documents

What We Need From You To Process

We need a few documents from you to in order to process your loan, if you have these ready to go it will speed up the process and get your loan closed quicker.

Full Appraisal

Itemized Repair Budget

On our application

Fully executed contract & any assignments you may have

Evidence of $30k in liquidity

Entity Docs

Hard Money loans must be business to business, therefore we have to lend to an LLC or Incorporation

Operating Agreement/Bylaws

W-9 – EIN Assignment Document

Articles of Organization

Certificate of Good Standing

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