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Do you need flexible financing for your new start-up project? Hard money loans are a popular way to quickly receive a working capital boost that can be used for your investment. Learn more about this dynamic option today to discover whether a hard money loan is right for you.

A hard money loan uses collateral to ensure repayment. What this means is you’ll need to offer real estate as backing for your loan. First, you’ll need a credit check score of 600 or more. Most loans require a high credit score for approval, which may be a roadblock for many but this is where we can be flexible and creative. Next, a hard money loan allows rapid approval with minimal paperwork.

Most asset-backed loans are short term in nature. This means that you’ll be expected to repay your entire hard money loan in a few months or a few years. Unlike a conventional mortgage or business loan, you won’t have 10 or 15 years to make payments.

However, few loan options can compare to the speed of processing and the ultimate flexibility of hard money loans. You can receive funding in weeks or even days, rather than months. After appraising your asset, we will offer a maximum loan amount, low-interest rate, and loan term. If you accept, you’ll receive money quickly.

Find that hot investment opportunity, land, multi-family, or new construction to accelerate your business growth with a hard money loan.

You’ll typically pay higher interest rates with a hard money loan compared to traditional lending but remember this is a short-term investment loan. Fast approval and generous flexibility come at a price. Some hard money mortgages may allow you to access financing with a low credit score, but aren’t flexible in terms of spending and come with more restrictions than a conventional mortgage.

Compare your financing options today to determine whether hard money loans are right for your business. Whether you’re struggling to raise your credit score or frustrated with delayed loan processing times, a hard money loan can be the welcomed change you need to take your business to the next level.

Call Pacific Equity and Loan for our 9.5% fix n Flip special or our 9.0% new construction loan.

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Lakewood, WA

3620 100th St SW
Lakewood, WA 98499

Federal Way, WA

33801 1st Way South
Suite 251
Federal Way, Wa 98003

Hours & Contact

Monday - Friday 8:00 AM - 4:00 PM

Call Us: (253) 223-5991
Email: [email protected]