About Us
About Pacific Equity & Loan
Our Story
Pacific Equity & Loan was founded at the end of 2018 by managing partners: Sang Yoon and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity & Loan was born from the ideas of forward thinking and knowledgeable leaders. With a focus on empowering clients through offering flexible terms, fees and competitive rates to creatively structure loans to fit clients’ needs.
Anything but traditional, it is easy and reliable to go through PEAL’s loan process. The PEAL staff is dedicated to creating a fast process for all clients and with low origination costs, PEAL is the optimal lender for your next real estate investment.
Core Values
Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first.
Mission Statment
To fill in the gaps where conventional banks cannot, and to provide a better, faster, and cheaper loan process for clients to achieve their real estate investment goals.
Sang Yoon
Scott Baukol
Better
Faster
Cheaper
Meet The #PEAL Team
We Are Not Just a Lender, We Pride Ourselves On Also Being a Great Resource For Investors
Take A Look At Our Blog
What Is Real Estate Wholesaling and Where To Find Wholesale Properties?
Real estate investing is one of the most effective ways to accumulate wealth. There are several real estate exit strategies available in the real estate
Hard Money Loans For Mobile and Manufactured Homes
Some people are looking for alternatives to traditional housing as home prices continue to rise. A manufactured home, also known as a “mobile home,” is
10 Habits of Successful Real Estate Investors
Real estate investing is lucrative, satisfying, and tough because it is a very cutthroat industry. As a result, only experienced investors who have a clear
10 Popular Real Estate Investment Formulas for Beginners
Whether you’re a novice investor in real estate or a seasoned pro, you’ve certainly discovered the importance of real estate formulas. When you have to
What Are Real Estate Comps and Why Do They Matter?
You might experience the problem of not knowing what price to put on the table, regardless of whether you’re a home seller or a potential
ARV: What It Means and Why It’s Important for Hard Money Loans
You may have heard of ARV if you’re considering flipping a property or maybe remodeling your own home. ARV is a metric used by real
What’s the Difference between Flipping and Renting?
There is no right answer to the question of whether flipping or having a rental property is the best strategy for property investment. Instead, choosing
8 Common Reasons Investors Fail In The Real Estate Market
Real estate is not an easy game to win. In fact, many investors fail in real estate at one point or another. But there are
The Pros and Cons of Bridge Loans
In real estate transactions, a bridge loan is frequently utilized to provide cash flow during a transitional time, such as when moving from one home
6 Reasons Hard Money Loans Are Rejected
Compared to conventional bank loans, hard money loans are fairly easy to obtain. This is because hard money lenders often look past personal issues that
Types of Insurances For House Flippers
Fix and flips have always been inherently risky. And no matter how secure an investment appears to be, there’s still the potential for things to
How The BRRRR Method of Real Estate Investing Works
The BRRRR strategy of real estate investing has shown to be a great approach to generate cash flow and wealth accumulation through rental income. It’s
Real Estate Exit Strategies For Investors
It is no secret that a lot of people get into real estate investing for the monetary gains it provides. Many people enter this business
