Our Story

Pacific Equity & Loan was founded at the end of 2018 by managing partners: Sang Yoon and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity & Loan was born from the ideas of forward thinking and knowledgeable leaders. 

Anything but traditional, it is easy and reliable to fund your fix and flip project with Pacific Equity & Loan. With a focus on empowering clients through offering flexible terms, low fees, and competitive rates, Pacific Equity & Loan is the optimal lender for your next real estate investment. 

Sang Yoon

Scott Baukol

Our Mission

To make hard money loans accessible to everyone. That’s why we’re passionate about offering our clients a lending experience that is both fast and simple. We believe it should be easy to invest in real estate and we’re here to make it happen.

The PEAL Difference

We have never been afraid of standing out from the crowd. Here's what separates us from other lenders.


Same Day Draws

Never worry about not getting your funds on time. At Pacific Equity & Loan, we offer same day draw approvals.


Exceptional Service

We are there for you every step of the process and have staff available to answer your inquiries within 12 hours.


Unparalleled Support

We place a high value on cultivating relationships with our clients and helping them reach their investment goals.


Your Go-to Resource

With market updates, informative guides, investor templates, and more, we put emphasis on our clients' long-term growth and success.